Consumer Protection Oversight - PolicyEdge AI — AI & Policy Intelligence for Decision Makers

FTC fraud enforcement visualized as digital asset and debt-relief flows passing through a regulatory gate.

Consumer Protection Oversight

FTC Fraud Enforcement: What the Celsius and Debt-Relief Orders Signal

Recent FTC orders involving Celsius executives and a student-loan debt-relief operator highlight individual exposure, conduct restrictions, and the limits of drawing broader enforcement conclusions from case-specific outcomes.

Abstract regulatory signal lines converging — visual metaphor for click-to-cancel rule enforcement paths across states.

Consumer Protection Oversight

NYC's Click-to-Cancel Rule: What 4 States' Enforcement Records Reveal

NYC's Click-to-Cancel rule takes effect October 1, 2026, requiring cancellation as easy as sign-up. Enforcement records from California, New York, and Minnesota — plus Illinois's private-litigation pathway — reveal why subscription compliance risk varies sharply by jurisdiction.

AI Governance

When AI Stops Being a Tool — and Starts Being Interpreted as a Duty of Care

Regulators are increasingly viewing some AI companions as behavior-shaping environments rather than neutral tools, opening a pathway for oversight under existing consumer protection and child safety frameworks.